Property & General Liability

Property and General Liability Insurance: Ready for anything

Arcana Insurance can help you offload the risk of natural hazards including fire, wind, earthquake, rental income and vandalism, through a wide range of policies tailored to meet your specific needs.

Program Highlights Include

  • Competitive pricing and deductible option.
  • Flexible insured values for your convenience.
  • Simplified Web-based insurance administration for obtaining new coverage.
  • Monthly or annual premium payment plans.
  • Electronic billing on the first week of each month.
  • Online status report providing a listing of all policies and claims.
  • 24/7 on-line access.
  • Insurance certificates printed at your office.
  • Replacement cost coverage.
  • Easy “tier” rating by state and zip code.
  • Packaged coverage (fire, windstorm and liability) for vacant and rental dwellings.
  • Simplified underwriting – no photos or inspections required.
  • Insurance is fully pro-rated with no minimum earned premiums.
  • Liability coverage optional.
  • All pricing is based on the County/Tier in which the property is located.

Property Coverage

  • ACV or RCV Coverage
  • Special Form Including Theft Coverage*
  • Windstorm Coverage
  • Earthquake Coverage
  • Terrorism Coverage**
  • Vandalism, Malicious Mischief Included***

     * Theft is covered only if stolen items were affixed to residence
     ** Terrorism coverage is excluded unless requested
     *** Excluded unless monthly inspections performed

Liability Coverage

  • Commercial General Liability
  • Personal & Advertising Injury
  • Products Completed Operations (excluded)
  • Fire Damage Legal Liability
  • Medical Expense (any one person)

Coverage is limited to perils insured under our policy form and is subject to all limitations and exclusions set forth thereon