Commercial Garage

Commercial Garage Programs: Protecting dealers and service companies.

Arcana garage insurance programs pick up where general liability policies leave off, providing specialized coverage for small to mid-sized rural and suburban, non-franchised auto and truck dealerships.

Program Highlights

  • Liability Limit: $1,000,000 (Higher with approval)
  • Dealer’s Open Lot Limit: $1,000,000
  • Garage Keepers: Up to $1,000,000
  • Property Limit $1,000,000
  • New Ventures Acceptable

Eligible Classes

  • Non-Franchised Auto or Truck Dealers
  • Dealers with Service and/or Repair Up to 49% of Revenues

Garage Programs: Specialized coverage for a specialized industry.

Companies that work with automobiles require specialized insurance planning – beyond the general liability coverage most commercial customers may carry. Arcana Insurance is pleased to support the Dealer industry with a broad range of insurance solutions tailored to individual business needs.

Competitive Garage Market

Automobiles include private passenger and light-to-medium service land motor vehicles, trailers, wreckers (not for hire) and/or other service vehicles. This does NOT include motorcycles, boats, tractor-trailer rigs, all-terrain vehicles, mobile homes, travel trailers, motor homes or other recreational vehicles. We may consider some of these vehicles outside the program if incidental to garage operations.

  • Automobile Parts/Accessory Stores
  • Automobile Dealers, Used
  • Automobile Repair Shops
  • Automobile Detail and/or Car Washes
  • Automobile Sound Equipment and/or Alarm Installation (no coverage for failure to perform)

General Information

This program will provide :

  • Garage Coverages
  • Bodily Injury and Property Damage Liability
  • Dealers Open Lot
  • Garage Keeper’s Coverage
  • Vehicle in Tow Coverage
  • Specified Auto Coverages of Bodily Injury
  • Property Damage Liability
  • Uninsured/Underinsured Motorists Coverage
  • Personal Injury Protection
  • Physical Damage
  • Dealers Building and Business Personal Property Available
  • Fire Legal
  • Broadened coverage
  • False Pretense
  • Title errors omissions
  • Truth Lending eto
  • 24 hour turn around in most cases