Property and General Liability Insurance: Ready for anything
Arcana Insurance can help you offload the risk of natural hazards including fire, wind, earthquake, rental income and vandalism, through a wide range of policies tailored to meet your specific needs.
Program Highlights Include
- Competitive pricing and deductible option.
- Flexible insured values for your convenience.
- Simplified Web-based insurance administration for obtaining new coverage.
- Monthly or annual premium payment plans.
- Electronic billing on the first week of each month.
- Online status report providing a listing of all policies and claims.
- 24/7 on-line access.
- Insurance certificates printed at your office.
- Replacement cost coverage.
- Easy “tier” rating by state and zip code.
- Packaged coverage (fire, windstorm and liability) for vacant and rental dwellings.
- Simplified underwriting – no photos or inspections required.
- Insurance is fully pro-rated with no minimum earned premiums.
- Liability coverage optional.
- All pricing is based on the County/Tier in which the property is located.
Property Coverage
- ACV or RCV Coverage
- Special Form Including Theft Coverage*
- Windstorm Coverage
- Earthquake Coverage
- Terrorism Coverage**
- Vandalism, Malicious Mischief Included***
* Theft is covered only if stolen items were affixed to residence
** Terrorism coverage is excluded unless requested
*** Excluded unless monthly inspections performed
Liability Coverage
- Commercial General Liability
- Personal & Advertising Injury
- Products Completed Operations (excluded)
- Fire Damage Legal Liability
- Medical Expense (any one person)
Coverage is limited to perils insured under our policy form and is subject to all limitations and exclusions set forth thereon