Hazard Insurance: Ready for anything

Hand-with- sharpie

Arcana Insurance can help you offload the risk of natural hazards including fire, wind, earthquakes and vandalism, through a wide range of policies tailored to meet your specific needs.

Program highlights include :

  • Competitive pricing and deductible options
  • Simplified Web-based insurance administration for obtaining new coverage
  • Monthly or annual premium payment plans
  • Electronic billing on the first week of each month
  • Online status report providing a listing of all policies and claims
  • 24/7 availability
  • Insurance certificates printed at your office
  • Replacement cost coverage
  • Easy “tier” rating by state and zip code
  • Packaged coverage (fire, windstorm and liability) for vacant and rental dwellings
  • Simplified underwriting – no photos or inspections required
  • Insurance is fully pro-rated with no minimum earned premiums
  • Liability coverage optional
  • All pricing is based on the County/Tier in which the property is located.

Property Coverage

  • – 100% of Repaired Value (Less the Land Value)
  • – Replacement Cost Coverage
  • – Special Form Including Theft Coverage*
  • – Windstorm Coverage
  • – Earthquake Coverage
  • – Vandalism, Malicious Mischief Included**

*Theft is covered only if stolen items were affixed to residence
**Excluded unless monthly inspections performed
**Terrorism coverage is excluded

Liability Coverage

  • – Commercial General Liability
  • – Personal & Advertising Injury (excluded)
  • – Products Completed Operations (excluded)
  • – Fire Damage Legal Liability
  • – Medical Expense (any one person)