Over the next three months, the Arcana brand will be replaced entirely by MSI, Millennial Specialty Insurance.
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Renter’s Insurance

Renter’s Content


This program provides coverage for tenant contents and liability which pays the tenant for sums that they may become legally obligated to pay, as a result of a covered event.


Program Highlights Include

  •  Packaged coverage for direct physical damage to personal property (broad form) & tenant liability.
  •  Various limit & deductible options available.
  •  Monthly Net Billed Invoicing.
  •  Online Status Report Providing a Listing of All Polices.
  •  Simplistic Web Based Insurance Administration Available 24/7.

Renter’s Contents coverages include:

  • Personal property owned or used by an Insured while it is anywhere in the world.
  • Personal property of others while it is on the ‘residencepremise’ occupied by an insured.
  • Includes $3,000 Additional Living Expense.

Renter’s Liability coverages include:

  • Damages for which an Insured is legally liable including prejudgment interest awarded against an ‘insured’ and defense costs.
  • Includes $1,000 damage to property of others(caused by an Insured) and $3,000 Med Pay.
1 $250 $30,000 $100,000 $16.00 per month
2 $500 $30,000 $100,000 $13.50 per month

Covered Events may not be selected individually but are offered as plan packages,determined by the Company. * Additional surplus lines taxes and fees will apply. Limit of liability for personal property usually located at an ‘insured’s residence, other than the ‘residence premises’, is 10% of the limit of liability or $1,000, which ever is greater.

Note: If a ‘residence premise’ has been vacant for more than 60 consecutive days, coverage for the perils of Theft, Vandalism & Malicious mischief may not apply.