Commercial Garage Programs: Protecting dealers and service companies.
Arcana garage insurance programs pick up where general liability policies leave off, providing specialized coverage for small to mid-sized rural and suburban, non-franchised auto and truck dealerships.
- Liability Limit: $1,000,000 (Higher with approval)
- Dealer’s Open Lot Limit: $1,000,000
- Garage Keepers: Up to $1,000,000
- Property Limit $1,000,000
- New Ventures Acceptable
- Non-Franchised Auto or Truck Dealers
- Dealers with Service and/or Repair Up to 49% of Revenues
Garage Programs: Specialized coverage for a specialized industry.
Companies that work with automobiles require specialized insurance planning – beyond the general liability coverage most commercial customers may carry. Arcana Insurance is pleased to support the Dealer industry with a broad range of insurance solutions tailored to individual business needs.
Competitive Garage Market
Automobiles include private passenger and light-to-medium service land motor vehicles, trailers, wreckers (not for hire) and/or other service vehicles. This does NOT include motorcycles, boats, tractor-trailer rigs, all-terrain vehicles, mobile homes, travel trailers, motor homes or other recreational vehicles. We may consider some of these vehicles outside the program if incidental to garage operations.
- Automobile Parts/Accessory Stores
- Automobile Dealers, Used
- Automobile Repair Shops
- Automobile Detail and/or Car Washes
- Automobile Sound Equipment and/or Alarm Installation (no coverage for failure to perform)
This program will provide :
- Garage Coverages
- Bodily Injury and Property Damage Liability
- Dealers Open Lot
- Garage Keeper’s Coverage
- Vehicle in Tow Coverage
- Specified Auto Coverages of Bodily Injury
- Property Damage Liability
- Uninsured/Underinsured Motorists Coverage
- Personal Injury Protection
- Physical Damage
- Dealers Building and Business Personal Property Available
- Fire Legal
- Broadened coverage
- False Pretense
- Title errors omissions
- Truth Lending eto
- 24 hour turn around in most cases