Arcana Insurance Services ("Arcana") has developed this Privacy Policy to help you understand how this Website collects, uses, and discloses personally identifiable information gathered from and about you during your visit ("Personal Information"). The privacy of your personal information is important to Arcana. Title V of the Gramm-Leach-Bliley Act ("GLBA") is a United States law that generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about consumers or customers with a nonaffiliated third party unless the institution provides the appropriate consumer or customer with a notice of its privacy policies and practices, such as the type of information that it collects from consumers and customers and the categories of persons or entities to whom the information may be disclosed. In compliance with the GLBA and state laws relating to privacy in the industry, and in order to notify our clients of our privacy practices, we are providing you with this document to inform you of our privacy policies and practices.

Use and Disclosure of Personal Information
Arcana may use the Personal Information referenced above to complete requested transactions, provide requested products and services, inform you about additional Arcana products and services that may be of interest to you, and perform related functions. Arcana may also disclose such Personal Information to affiliates and nonaffiliated third parties as described below.

Personal Information about Health or Medical Conditions
Arcana does not disclose any nonpublic personal information to any third parties, except as stated in this Privacy Policy.

Necessary Disclosures of Personal Information
Arcana may disclose Personal Information to affiliated and nonaffiliated third parties: (1) as necessary to process or service requested or authorized transactions, such as to secure quotations for insurance, obtain insurance coverage, or report or process claims, and/or (2) that perform services on our behalf or to other institutions, including insurance companies or banks with whom Arcana has joint marketing arrangements. In addition, Arcana may disclose Personal Information as otherwise permitted or required by law, including in connection with any sale of all or a part of our business or company, or pursuant to a subpoena or other request by government officials. The GLBA and this notice do not affect any rights an individual Client may have under the Fair Credit Reporting Act. Arcana may also share Personal Information in other circumstances as described below.

Information Confidentiality and Security Practices
We restrict access to nonpublic personal information about Clients to our employees and those employees of our affiliates who need to know such information in order to provide products or services to our Clients. We have physical, electronic, and procedural safeguards in place to guard all nonpublic personal information we maintain regarding Clients.

Former Customers
Arcana treats Personal Information about former customers in accordance with the policies described in this Privacy Policy regarding current customers.

Linking to Other Sites
This Website may contain links to other sites on the World Wide Web. Protection of your privacy from that point forward will be governed by the privacy policy of that site, and Arcana cannot be held responsible for the privacy practices used by the other web sites. Please take the time to read the privacy policy of those sites. Although Arcana may provide links to third party outside sites, this does not constitute or imply the endorsement by Arcana of the linked site or any material displayed on those sites.

Changes to this Policy
Arcana reserves the right to change this Privacy Policy from time to time and in its sole discretion. If this Privacy Policy changes, the revised policy will be posted at the "Privacy Policy" link on this Website's homepage. In addition, this Website will post the date of the latest material changes to this Privacy Policy on the homepage. If the date displayed is later in time than your last visit, you must re-read this Privacy Policy. Your continued use of this Website after the date of the last revision indicates your acceptance of the changes.

Consent
By using any portion of this Website you acknowledge that you have read and understand this Privacy Policy and that you consent to the Personal Information collection, use, and disclosure practices explained below. You further consent that you have read, understand and agree to the terms and conditions set forth in this Website's Internet Service Agreement.

This Privacy Policy was last revised on 06/29/05.

How to Contact Arcana
If you have any questions or concerns about this Privacy Policy, please contact:
Nicole Nanson
Director of Technical Services
nnanson@arcanainsurance.com
972.855.3568

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