American Modern Home Insurance Group
Cincinnati, Ohio
www.amig.com

American Modern Home Insurance Group, Inc. of Cincinnati, Ohio is an A.M. Best A+ rated company and has maintained a best rating of A or better for over 30 years. The company is also the recipient of the Ward Financial Services Award for six consecutive years.

The company is a subsidiary of The Midland Company, a public company traded on the NASDAQ under the symbol MLAN. The company was founded in 1965 and now is comprised of five property and casualty companies, two life insurance companies, two insurance agency operations, an insurance tracking company – Ameritrac, and a contract/warranty service operation.
American Modern Home is widely recognized as a leading expert in the specialty insurance business marketing insurance products in markets including homeowner, manufactured housing, motor home, travel trailer, watercraft & personal watercraft, classic cars, dwelling fire, credit life, manufactured housing park and dealer, long-haul trucking, commercial and extended coverage protection. The company's strategy is to target those specialty markets where the frequency of loss, rather than the severity of loss, is the norm.

Over the last 10 years, American Modern's premiums have grown at more than two times the industry average. American Modern's "true" specialty orientation and effective multi-channel distribution strategies have helped it consistently outperform the property and casualty industry.

CEM Insurance Company
Buffalo Grove, Illinois
www.cemic.com

CEM Insurance Company (CEM) is a privately held specialized carrier writing niche commercial insurance coverages.  The Company began operations in 1982 as a syndicate on the Illinois Insurance Exchange, and in 1997 withdrew and reorganized as an Illinois domiciled insurance company.  CEM’s management is comprised of seasoned insurance professionals with significant experience as executive officers of large insurance companies, owners and executive management of wholesale and retail insurance agencies, managing general underwriters, as well as third party administrator environments. CEM’s owners, directors and advisors are actively involved in the Company’s operations.

CEM is rated B+ (Very Good) Class III by A.M. Best, and is currently admitted in thirteen jurisdictions. The Company prides itself for its uniqueness in its ability to work very closely with and tailor programs to fit the needs of its clients.  The Company meets the needs of its markets with creative and sound insurance solutions for capacity, additional income, and low cost and efficient delivery mechanisms with integrated sales and service facilities.

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